a loan shark	a person who lends funds at illegal or exorbitant rates of interest
avarage/mean wage	średnia pensja
standing order	an instruction to a bank by a depositor to pay a stated sum at regular intervals
direct debit	an order given to a bank instructing it to pay to a specified person any sum they demanded
current account	an account at a bank against which cheques may be drawn at any time
peer-to-peer	designed so that computers can send information directly to one another
advertising agencies	companies that design advertising for clients
campaign	advertising of a product during a particular period of time
brief	a statement of objectives
target	a defined set of customers whoose need a company plans to satisfy
ad spending	the amount of money a company plans to spend in developing its advertising
sample	a small amount of a product given to customers to encourage them to try it
viral marketing	trying to get consumers to forward an online marketing message to other people
deposit account	a bank account that earns interest and usually requires notice of withdrawal
mortgage	a loan to buy property
an overdraft	a possibility to borrow money by sending more than you have in your bank account
deposit	money placed in a bank
capital	the money invested in a business
merger	when one company combines with another one
takeover bid	when one company offers to buy or acquire another one
stockbroking	buying and selling stocks or shares for clients
portfolio management	all the invesments owned by an individual
return	profit made on investments
conglomerate	a group of companies, operting in different fields, which have joined together
interests	the price paid to the lenders for borrowing money
credit rating	estimates of people's ability to fulfil their financial commitments
default	failure to repay a loan
collateralized	security pledged for the repayment of a loan
cash flow	the money generated by an investment
write off	cancel a bad debt or a worthless assets
competitive advantage	a business concept describing attributes that allow an organization to outperform its competitors
sustainable	able to continue over a period of time
sales forecast	the sales businesses expect to achieve in a particular period of time
break-even point	where total costs equal total income from sales and the company makes neither a profit nor a loss
total revenue	total income received before any expenses are paid
exit strategy	an investor's plan for getting their investment back and potentially realizing a profit
statement	an account containing a summary of bills or invoices and displaying the total amount due
shares	certificates representing part-ownership of a company
bonds	certificates of debt issued by goverments to raise money
deregulation	the ending or relaxing of legal restrictions
cash flow	the money a company receives minus the money it spends during a certain period
equity	part ownership of a company in the form of stocks or shares
mutual funds	funds operated by investment companies that invest people's money in various assets
pension funds	funds that invest money that will be paid to people after they retire from work
principal	the amount of capital making up a bond or other loan
maturity	the lenght of time for which bond is issued (until it is repaid)
coupon	the amount of interest that a bond pays
insolvent	unable to pay debts
creditors	people or institutions to whom money is owed
dividends	payments by companies to their shareholders
market makers	businesses that buy and sell securities
bid price	the price at which a buyer is prepared to buy a security at a particular price
offer price	the price at which a seller is prepared to sell a security at a particular time
yield	the rate of income an investor receives from a security
debt financing	raising money for capital by selling bonds, bills or notes
equity financing	sale of an ownership interest to raise funds for business