a make or break factor	resulting in either definite success or definite failure (rozstrzygający)
adopt a defensive investment stance	stosować konserwatywną strategię inwestycyjną
behavioural finance	finanse behawioralne
bias	a tendency to believe that some people, ideas, etc., are better or worse than others
bite the bullet	to accept something difficult and try to live with it
boom years	time of prosperity and economic development
boost income streams	to increase the money inflow to the company
bricks and mortar	in its simplest usage describes the physical presence
business angel	an affluent individual who provides capital for a business start-up
command a premium price	to offer something at a high price
convertible bond	a type of bond that the holder can convert into a specified number of shares
disclosure	The action of making new or secret information known
diversification	The process of enlarging or varying range of products or field of operation
encounter	A confrontation or unpleasant struggle; Unexpectedly be faced with or experience
entail risk	to carry risk, uncertainty
entrepreneurial	willing to take risks in order to make a profit (przedsiębiorczy)
expose to	Cause someone to be vulnerable or at risk
falsify	Alter (information, a document, or evidence) so as to mislead
flexible	can change or be changed easily to suit any new situation (elastyczny)
folly	A very stupid thing to do, especially one that is likely to have serious results
fraudulent	Intended to deceive people in an illegal way, in order to gain money, power etc
go pear-shaped	it fails (pójść źle)
have one’s head screwed on	To be wise or sensible
head-in-the-clouds	To be unaware of what is going on from fantasies or daydreams
incur	you have to pay money because of something you have done (ponosić)
insider trading	buying or selling of a security by someone who has access to material, nonpublic information
intuitive	based on a feeling rather than on knowledge or facts
stand to reason	to seem reasonable
open-and-shut case	a simple and straightforward situation without complications
black and white	a very clear choice that causes no confusion
lack of transparency	the characteristic of being easy to see through
lucrative	producing money or wealth
mezzanine financing	a hybrid of debt and equity financing that is typically used to finance the expansion of existing co