fritter sth away/spend/squander	trwonić coś .../.../...
resolve/solve	rozwiązać .../...
run up	wybiegać (na wyższy poziom), do more than you are allowed to
fraudulent/deceitful/tricky	nieuczciwy, oszukańczy .../.../...
instantaneous/immediate	natychmiastowy
to take sth for granted	is to believe that sth is for sure - brać coś za pewnik
withdraw	is to take money from the account or ATM - wybierać pieniądze
ATM/cash machine/cash dispenser/cash point	bankomat
bank balance	is the amount of money that you have on your bank account - stan konta
spend money on	wydawać pieniądze na
save up	is the opposite to spend - zaoszczędzić pieniądze
credit card	karta debetowa
debit card	karta debetowa
payment card	a card with we get from the bank as an addition to our bank account - karta płatnicza
issuer	emitent - a company that provides sb with sth
incentive	something that makes you want to do something - bodziec motywacja
incentive payment	premia motywacyjna
financial incentive	bodziec finansowy
currency exchange	wymiana walut
cardholder	is a person who owns a card - posiadacz karty
record	information about sth that has happened - zapis
purchase	buy - kupować , nabywać, nabytek, zakup
cumbersome	troublesome, awkward - nieporęczne
cautiously	is the synonym for carefully - ostrożnie
exceed	to go above some limit - przekroczyć
costly	something expensive, pricy - kosztowny
interest rate	the percentage that a bank charges or pays you from money - stopa procentowa
compel	force sb to do sth - zmusić
shoulder the responsibility	to deal with sth difficult - wziąć odpowiedzialność na swoje barki
bear the responsibility	to be responsible for sth - ponosić odpowiedzialność
be strapped out for cash	is to feel the lack of cash - odczuwać brak gotówki
inflict punishment	mete out punishment - wymierzyć karę
be burdened with debt	have the responsitility of paying the debt - być obarczonym długiem
cancel a debt	nullify a debt
incur the debt	rent money from bank - zaciągnąć dług
settle a debt	to repay a debt - uregulować dług